[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.barcelo.cz\/pujcit-ci-nepujcit\/#Article","mainEntityOfPage":"https:\/\/www.barcelo.cz\/pujcit-ci-nepujcit\/","headline":"P\u016fj\u010dit \u010di nep\u016fj\u010dit?","name":"P\u016fj\u010dit \u010di nep\u016fj\u010dit?","description":"Mo\u017en\u00e1 i v\u00e1s napadlo, \u017ee by si m\u011bl kamar\u00e1d \u010di kolega p\u016fj\u010dit n\u011bkde, kde mu v\u00fdhodn\u011b p\u016fj\u010d\u00ed s ve\u0161ker\u00fdm servisem . Mo\u017en\u00e1 ale byl v takov\u00e9...","datePublished":"2018-05-21","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.barcelo.cz\/author\/#Person","name":"","url":"https:\/\/www.barcelo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"barcelo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.barcelo.cz\/wp-content\/uploads\/img_a317950_w2051_t1528724981.jpg","url":"https:\/\/www.barcelo.cz\/wp-content\/uploads\/img_a317950_w2051_t1528724981.jpg","height":0,"width":0},"url":"https:\/\/www.barcelo.cz\/pujcit-ci-nepujcit\/","wordCount":541,"articleBody":"Mo\u017en\u00e1 i v\u00e1s napadlo, \u017ee by si m\u011bl kamar\u00e1d \u010di kolega p\u016fj\u010dit n\u011bkde, kde mu v\u00fdhodn\u011b p\u016fj\u010d\u00ed s ve\u0161ker\u00fdm servisem . Mo\u017en\u00e1 ale byl v takov\u00e9 situaci, kdy v\u011bd\u011bl, \u017ee by ho to p\u0159i\u0161lo draho, proto\u017ee pot\u0159eboval p\u016fvodn\u011b p\u016fj\u010dit pouze na chv\u00edli a sliboval, \u017ee v\u00e1m to vr\u00e1t\u00ed prakticky obratem. Vy jste nakonec povolili, pen\u00edze mu p\u016fj\u010dili a dodnes jste je zp\u00e1tky nevid\u011bli.Te\u010f u\u017e ov\u0161em nikdy sv\u00fdm p\u0159\u00e1tel\u016fm nep\u016fj\u010d\u00edte, proto\u017ee po t\u00e9to zku\u0161enosti m\u00e1te t\u00e9m\u011b\u0159 stoprocentn\u00ed jistotu, \u017ee bez smlouvy nevrac\u00ed pen\u00edze ani p\u0159\u00e1tel\u00e9. Ale mo\u017en\u00e1 byste m\u011bli v\u011bd\u011bt, \u017ee i vy m\u016f\u017eete p\u016fj\u010dit pen\u00edze, ani\u017e byste o n\u011b p\u0159i\u0161li.Co tedy m\u00e1te ud\u011blat?\u00b7 Sepi\u0161te smlouvu sami\u00b7 Sepi\u0161te smlouvu u not\u00e1\u0159e\u00b7 Sepi\u0161te smlouvu u advok\u00e1ta\u00b7 Nechte si podepsat sm\u011bnkuCesty k tomu, abyste mohli pen\u00edze p\u016fj\u010dit bl\u00edzk\u00fdm jsou, ale je pot\u0159eba v\u017edy uva\u017eovat dop\u0159edu i o variant\u011b, \u017ee by se doty\u010dn\u00fd k vr\u00e1cen\u00ed pen\u011bz nem\u011bl.V\u00fd\u0161e p\u016fj\u010den\u00e9 \u010d\u00e1stkyDejte si pozor tak\u00e9 na to, \u017ee pokud p\u016fj\u010dujete pen\u00edze v hotovosti, nesm\u00ed to b\u00fdt v\u00edce ne\u017e 270 tis\u00edc korun \u010desk\u00fdch nebo tato \u010d\u00e1stka v p\u0159epo\u010dtu na jinou m\u011bnu. To neznamen\u00e1, \u017ee v\u00edce p\u016fj\u010dit nem\u016f\u017eete, ale mus\u00edte to ud\u011blat jedin\u011b bezhotovostn\u00edm stykem, proto\u017ee to tak stanov\u00ed z\u00e1kon o omezen\u00ed plateb v hotovosti.V\u00fd\u0161e \u00farok\u016fV\u011bt\u0161inou si p\u0159i p\u016fj\u010den\u00ed kamar\u00e1dovi nebudete \u0159\u00edkat o \u00faroky, proto\u017ee se p\u0159edpokl\u00e1d\u00e1, \u017ee v\u00e1m pen\u00edze budou vr\u00e1ceny v\u010das a zaokrouhlen\u00e9 nahoru, aby v\u0161e bylo v r\u00e1mci p\u0159\u00e1telstv\u00ed p\u0159ijateln\u00e9 a n\u00e1le\u017eit\u011b ocen\u011bn\u00e9. V principu ov\u0161em byste \u00farok i ve smlouv\u011b, kterou sepisujete sami, sjednat m\u011bli. Nem\u011bly by b\u00fdt \u00faroky samoz\u0159ejm\u011b v rozporu se zvyklost\u00ed a s dobr\u00fdmi mravy, to znamen\u00e1, \u017ee nebudete cht\u00edt vr\u00e1tit v\u00edce, ne\u017e si doty\u010dn\u00fd u v\u00e1s p\u016fj\u010dil. Maxim\u00e1ln\u011b m\u016f\u017eete tedy po\u017eadovat dvojn\u00e1sobek, i kdy\u017e to je tedy dost.Samoz\u0159ejm\u011b je pak situace jin\u00e1, kdy\u017e v\u00e1m kamar\u00e1d pen\u00edze nebude vracet nebo v\u00e1m je bude vracet pozd\u011b. Tam u\u017e byste m\u011bli i ve smlouv\u011b sjednat z\u00e1konem stanoven\u00fd =\u00farok z prodlen\u00ed, kter\u00fd je pro ka\u017ed\u00e9 pololet\u00ed ur\u010deno v\u00fd\u0161\u00ed repo sazby, kterou stanovuje \u010cesk\u00e1 n\u00e1rodn\u00ed banka.P\u0159izn\u00e1vat zisky z \u00farok\u016f v da\u0148ov\u00e9m p\u0159izn\u00e1n\u00ed je va\u0161\u00ed povinnost\u00edPokud \u00faroky budou \u010dinit z dan\u00e9 p\u016fj\u010dky v\u00edce ne\u017e \u0161est tis\u00edc korun, je nutn\u00e9 tyto p\u0159\u00edjmy, v p\u0159\u00edpad\u011b, \u017ee jste zam\u011bstnan\u00ed, p\u0159iznat. Jin\u00e1 situace je, pokud zam\u011bstnan\u00ed nejste. Tam v\u00e1s potom ovliv\u0148uje v\u00fd\u0161e p\u0159\u00edjmu na hranici patn\u00e1ct tis\u00edc korun.                                                                                                                                                                                                                                                                                                                                                                                        3.5\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dit \u010di nep\u016fj\u010dit?","item":"https:\/\/www.barcelo.cz\/pujcit-ci-nepujcit\/#breadcrumbitem"}]}]